Life Insurance

Provides financial protection and peace of mind for an employee's family in the event of death. We offer:

• Individual Term
• Group Term
• Individual Whole Life
  

Cancer Insurance

Cancer Insurance can help protect the lifestyle you've worked so hard to build. It provides benefits you can use to help cover:

• Loss of Income
• Out-of-network treatment
• Lodging and Meals
• Deductibles and other out of pocket expenses
  

Critical Illness Insurance

Pays lump-sum benefits for a diagnosis of a critical illness, as well as ongoing benefits for treatment. We offer:

• Individual and Group Plans-Provides lump-sum benefits for critical illness such as a heart attack, stroke, with the option to add a heart benefit rider and an infectious disease.
  

Dental Insurance

Provides coverage for a wide range of dental services:

• Routine Cleanings
• Root Canals
• No waiting periods for preventive or basic services
• Additional Savings through a large network of providers
• Options available for Orthodontia, Vision and an Annual maximum rollover benefit.

Disability Insurance

Provides financial protection to cover income loss from a covered Disability. Replaces a portion of your employees income if they have an accident or illness and can't work. We offer:

• Individual Plans
• Group Plans
• Optional psychiatric and psychological conditions

        Waiver of elimination period            for hospitalization

Hospital Confinement Insurance

Provides benefits to help cover the cost of a hospital stay and other medical procedures, regardless of what the health insurance pays. Covers a range of medical events such as hospitalization, surgeries, diagnostic procedures, ICU, and wellness screenings. Available in:

• Individual Plans
• Group Plans

 Accident Insurance

From a fall to a car accident, this coverage offers a range of benefits to help cover medical or non-medical related expenses due to  covered accident. Available in:

• Individual Plans
• Group Plans
• Provides benefits to help cover initial care, such as ER visits or Xrays
• Fractures
• Dislocations
• Includes follow-up care, like doctor visits, physical therapy